How I grow my money in a practical way
📍 I'm a Mexican living in Poland sharing how I manage my money between two countries.
🌟 This page is for you if:
✅ You live in Europe or Mexico
✅ You want to protect your money from inflation
✅ You want tools to make your money work based on your goals and risk tolerance
✅ You’re tired of letting your money sit around losing value
🎁 If you want to try any of these platforms with bonuses or special benefits, click the links below.
| 🌍 Country | 🧰 Platform | 📈 Type of Investment | 📝 Why I Use It | 🎁 Direct Benefit |
|---|---|---|---|---|
| 🌐 Global | Trading 212 | Stocks / ETFs / Money Market Funds | Commission-free investing + daily interest on money market funds | 👉 Affiliate link coming soon |
| 🌐 Global | Nexo | Crypto / Daily interest | I buy crypto and earn daily interest. I can also get loans using crypto as collateral | 👉 Earn up to $35 in BTC |
| 🌐 Global | eToro | Social Trading / ETFs / Crypto (product availability may vary) | I invest in ETFs only for now | 👉 Affiliate link coming soon |
| 🌐 Global | XTB (IKE) | Retirement investing via IKE account | Tax-free if withdrawn after age 60 | No affiliate link |
| 🇵🇱 Poland | Bossa.pl (IKZE) | Retirement investing via IKZE account | Fixed 10% tax after age 65 + annual income tax deduction | No affiliate link |
| 🇵🇱 Poland | PPK | Employer pension plan | Government and employer contribute along with you | Lesser-known, but valuable. Contributions: 2% employee, 1.5% employer, small annual state top-up |
| 🇵🇱 Poland | Velobank | Savings account (HYSA) | 6% annual interest for new clients. Great for PLN liquidity | Promo subject to conditions |
| 🌐 Global | Revolut | Multicurrency / Investing | Manage currencies, save, and invest from one app | 👉 Activate account with benefits |
| 🇵🇱 Poland | Obligacjeskarbowe.pl | Government bonds | Safe investment to hedge against inflation | Conservative, no affiliate link |
| 🌐 Global | Interactive Brokers | Global stocks / ETFs | Professional-grade platform with low fees | For intermediate or advanced investors |
| 🌐 Global | Getquin | Portfolio tracker | I centralize and visualize all my investments here | Helps me decide better. Join using 👉 this link |
| 🇲🇽 Mexico | Nubank Mexico | Digital savings account | Daily interest. Up to 15% in Cajita Turbo for up to 25K MXN, and up to 12% freezing funds for 90 days | High accessibility in Mexico 👉 link |
| 🇲🇽 Mexico | CETESdirecto | Government bonds | Safe, commission-free government investment | Ideal for medium-term |
| 🇲🇽 Mexico | PPR (Atlas Insurance) | Insurance + investment | Tax-deductible retirement savings | Tailored to my profile – contact me if you want an intro to my advisor |
| 🇲🇽 Mexico | AFORE | Retirement fund | Part of my savings when I worked in Mexico. Still manage it from abroad | Choosing the best SIEFORE is key. 👉 More info |
| 🇲🇽 Mexico | Bitso | Crypto + staking | I buy and earn interest on my crypto. Ideal for crypto in Mexico | Regulated and reliable platform |
🚧 Important: This page is for educational and informational purposes only. I am not a financial advisor. You are responsible for your own investment decisions. Investing involves risks, including the potential loss of all capital.
eToro is a multi-asset platform offering investment in stocks, ETFs, and cryptoassets. Investing involves risks. Your capital is at risk. Cryptoasset investing is unregulated in some EU countries and may not be suitable for all investors. Product availability may vary based on your country of residence.
🔗 Some of the links here are affiliate links, meaning I may receive a small commission if you decide to use them. This has no additional cost to you and helps me keep sharing useful content. Thank you for your support!
🧠 Always do your own research. Compare, analyze, and decide with a calm mind.
💬 Have questions about any platform? Want a recommendation based on your profile? Send me a message and I’ll give you my personal take based on real experience.